Many car insurance policies are still sold on an annual basis. However to match the flexible driving needs of many of today’s drivers, temp insurance is now available for much shorter periods of time.
A widely accepted definition of temp vehicle insurance is short term insurance lasting from a minimum of one day to one month. However, now flexible insurance can be secured for between one to eight months.
To add to this, rolling pay as you go monthly insurance is now available to drivers. This gives the option to switch insurance on and off for times when they know it will not be required.
There are numerous scenarios where 28 day car insurance may be convenient. One of the most popular is making sure you are protected when borrowing a friends vehicle. Securing an extra policy for this could protect a no claims bonus built up if no claim has been made for a while. This could therefore be an economical option for careful drivers.
Another reason temp cover is taken out is to provide protection for a driver sharing the driving on a longer journey.
Insuring an overseas visitor while they are here to drive is another popular reason. As is needing short term cover when taking a newly purchased vehicle home. Taking a test drive and requiring cover for a day or weekend can be another reason.
Many drivers of vans will either be hiring or borrowing the vehicle. This can be where car insurance for 3 weeks is required, when you are borrowing a van for differing situations.
For riders that are planning a summer road trip, 30 days car insurance could be convenient. This may prove cost effective if they will only be riding while they are away and usually drive their car when at home.
